Optional Benefits
Protect yourself and your family from the unexpected with life, critical illness, and disability insurance.
Life insurance
Life insurance is an important part of any financial plan. It offers protection by providing financial security for your loved ones in the event of your death. It will help your family pay off any financial liabilities you have such as mortgage, credit cards, and funeral expenses and will allow your family to maintain their lifestyle.
Critical illness insurance
Having critical illness insurance is vital because it can help pay for costs associated with life-altering illnesses by providing a lump sum. It allows you to focus on getting healthier instead of worrying about finances.
Owning a critical illness policy can:
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Replace lost income if either you or your spouse had to take time off work.
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Help reduce debt that might have accrued during the period of an illness.
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Provide financial support if your illness requires professional help in the home.
​Disability insurance
Disability insurance provides a source of monthly income in case of an unexpected sickness or accident that leaves you unable to work. It is critical to have as a backup plan if you cannot work and need to maintain an income while recovering.