HEALTH & DENTAL

INSURANCE

Get the best health & dental insurance coverage to prevent significant out-of-pocket expenses. 

Owning a health and dental policy is important because it covers fees that are not usually covered by the provincial plan and helps save you money on your out-of-pocket expenses. This type of insurance is an ideal solution for those who are:

  •  not enrolled in a group plan

  •  wanting to supplement group coverage

  •  self-employed

  •  pre-retired or retired

Review the selection below and customize your plan with different prescription drugs, hospital, vision, paramedical, and dental options.

Retirement Planning

Save money efficiently through various government tax-incentive programs. 

RRSP

Start saving for retirement by opening a Registered Retirement Savings Plan! An RRSP is a savings account registered with the federal government that provides many additional benefits. These benefits include tax-deductible contributions, growing your savings tax-free, converting your RRSP into regular payments when you retire, reducing your combined tax burden with a spousal RRSP, and borrowing from your RRSP to pay for education or buying a first home.

TFSA

A Tax-Free Savings account was designed by the federal government to help Canadians save better. It allows you to hold not only savings, but also equities such as ETF’s, stocks, mutual funds, bonds, and GIC’s. With a TFSA, all your investments grow tax free and you do not pay taxes when you take your money out of it.

RESP

A Registered Education Savings Plan is an investment option open to parents, grandparents, and caregivers to save for their children’s post-secondary education. The recipients typically pay little to no federal income tax on tuition and education tax credits and will have a good source of income to fund their education.